Voluntary Health Insurance Scheme

Voluntary Health Insurance Scheme will cover inpatient services provided by The Chinese Medicine Hospital of Hong Kong

Insurance companies will launch Certified Plans (Chinese Medicine) in phases starting from March 2027

The Voluntary Health Insurance Scheme (VHIS) will cover inpatient services provided by The Chinese Medicine Hospital of Hong Kong (CMHHK). Insurance companies will launch Certified Plans (Chinese Medicine), with a view to providing an additional insurance option for members of the public who have already taken out Western medicine-based inpatient coverage. There are two types of Certified Plans (Chinese Medicine):

(1)	Standard Plan (Chinese Medicine): setting out the minimum compliance requirements for Certified Plans (Chinese medicine), with inpatient coverage limited to CMHHK only; and

(2)	Flexi Plan (Chinese Medicine): allowing insurance companies greater flexibility in product design to offer additional protection on top of the minimum compliance requirements, such as higher benefit limits and/or broader benefit coverage (e.g. extending coverage to other hospitals), to cater for the needs of different consumers.

All insurance companies participating in the VHIS are required to make available at least one Standard Plan (Chinese Medicine) for consumers’ choice, with a target to roll out the relevant products in phases starting from March 2027. In addition, insurance companies may progressively launch Flexi Plans (Chinese Medicine) in accordance with their business considerations and development directions. Insurance companies can choose to offer Certified Plans (Chinese Medicine) to consumers as riders (i.e. attached to Certified Plan Policies) or as standalone products.

The Health Bureau will maintain close liaison with insurance companies and, upon receipt of the relevant product information, vet the applications to confirm their eligibility for certification, so that Certified Plans (Chinese Medicine) can be launched in the market in an orderly manner.

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Notice

Government urges public to stay vigilant against fraudulent webpages and suspicious advertisements about Voluntary Health Insurance Scheme

The Voluntary Health Insurance Scheme (VHIS) Office of the Health Bureau today (September 30) reminded the public to stay vigilant against fraudulent webpages about the VHIS and relevant suspicious advertisements to safeguard their personal interests.

The VHIS Office has recently noticed some fraudulent webpages about the VHIS, and some social media advertisements inducing the public to click on embedded hyperlinks to those webpages, that promote a so-called voluntary health insurance scheme, coupled with guidelines, provided by the government department for Hong Kong's elderly. The Office has contacted the Police and relevant social media platforms for follow-up.

The VHIS Office emphasised that the VHIS website is www.vhis.gov.hk and that the Office does not request members of the public to click on any hyperlinks through advertisements, emails, text messages or any other means.

The VHIS Office urged members of the public to stay vigilant, avoid clicking on fraudulent webpages about the VHIS and relevant suspicious advertisements, and refrain from providing personal particulars to any unverified websites. For enquiries, please contact the VHIS Office by hotline at 2529 8900 or by email to vhis_enquiry@healthbureau.gov.hk.

Voluntary Health Insurance Scheme Office
Health Bureau